PURCHASE MORTGAGE:
Urgent Notice: Due to the financial market situation lending criteria and loan to values have changed
- We are not able at present to arrange 100% mortgages, the maximum loan to value on Full Status and no adverse is 95%
- For Self Employed with accounts 90%, Self Employed (self certification 85%)
- Light Adverse with no missing payments and mortgage arrears in the last 3 months 80%
- Medium Adverse (1 mortgage missed in the last 3 months and 1 in the last 6 months 75%)
- Unlimited Adverse 65%
- In order for our company to give you the right advise and if unsure if you can get the mortgage or not please complete the form and apply on line, we will give you a decision within 2 hours
Mortgages for Leasehold or Freehold, Employed or self employed, with or without accounts.
Mortgages with 100% loan to value subject to status.
Mortgages for Self employed with accounts or chartered accountants reference up to 95% LTV
Self employed without accounts or Chartered accountant up to 90% LTV
Mortgage with Adverse credit minor up to 90% LTV
Adverse credit unlimited (Any CCJ’s Arrears and defaults) Up to 85% LTV
Mortgages with competitive rates of interest from 3.99% subject to status.
Discounted Mortgage, Fixed rate mortgage, Tracker rate mortgage. For 2-3-5-10 years
Mortgages for Right to Buy from local authority up to 100% discounted purchase price
| BUY TO LET MORTGAGE
Urgent Notice:
- Due to the changes in the financial market we can now arrange Buy to Let mortgage only 85% loan to value and interest rate starts form 5.69%
Loans up to 90% LTV based on 100% rental income
Buy to Let Mortgage with competitive interest rate’s starting from 5.17%
Buy to Let Mortgages for Large portfolio up to the limit of £20 million
No limit to the number of properties
Larger loans- up to £1 million at 85% LTV and £2 million at 75%
Buy to Let Mortgage with LTV Fixed rates of 3 years or more
Buy to Let Mortgage for Professional holiday let range
Buy to Let Mortgage with Rental assessment based on actual or projected rental income
Confirmation of rental income can be provided by accountant or recognised letting agent
Maximum loan £1 million up to 80% LTV | REMORTGAGES * Unlimited adverse only 65% Loan to value
* Unlimited adverse and arrears
* Raising capital for any legal reason | 
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